Medical aid cover when injured in a microlight

Postby **Big-D** » Thu Oct 29, 2009 9:05 am

Question: Does your medical aid cover you for flying accidents?

I think most don't - I have it in writing that my current medical aid - CAMAF, will cover me at the rates of a private wing of a state hospital, should I be injured while flying microligts - I don't really feel like being hospitalised in Kalafong after I pranged my Blade

This is a very real risk - I can think of 2 friends who have recently had substantial medical expenses due to flying accidents. It can happen to anyone and can ruin you financially.

Fedhealth advertise that they cover risky and adventure sports fully - I have written them a letter and asked them to specifically confirm that they cover microlight accidents - If they confirm full cover I will change medical aids.

Thoughts?

D

Tracer · Postby **Tracer** » Thu Oct 29, 2009 9:26 am

Big D wrote:Question: Does your medical aid cover you for flying accidents?

I think most don't - I have it in writing that my current medical aid - CAMAF, will cover me at the rates of a private wing of a state hospital, should I be injured while flying microligts - I don't really feel like being hospitalised in Kalafong after I pranged my Blade

This is a very real risk - I can think of 2 friends who have recently had substantial medical expenses due to flying accidents. It can happen to anyone and can ruin you financially.

Fedhealth advertise that they cover risky and adventure sports fully - I have written them a letter and asked them to specifically confirm that they cover microlight accidents - If they confirm full cover I will change medical aids.

Thoughts?

D

Fedhealth covers yes!

Grumpy · Postby **Grumpy** » Thu Oct 29, 2009 9:30 am

Good Point............ My Life and disability (Old Mutual) covers me...
E-mail now on it's way to Discovery Health..

Frootbat · Postby **Frootbat** » Thu Oct 29, 2009 10:54 am

> > > Discovery < < < < <

a Letter from my consultant to Discovery:
I have a member who flies a Microlight airplane. He never had a problem before, just want to check with you,
if Discovery will see this as an extreme sport or not?
He just want to make sure that if he ever needs to claim, that he will not have a problem.

Discovery's reply:
I can confirm that he will be covered and if he should be out of SA,
he will be covered under the International Travel Benefit.

Kind regards,

Manager: Corporate Services
Discovery Health Services

Postby **Morph** » Thu Oct 29, 2009 11:08 am

Make sure your flight medical and license remain current. The last thing you need is them refusing to pay due to a legal issue

gertcoetzee · Postby **gertcoetzee** » Thu Oct 29, 2009 5:00 pm

Maybe MISASA should take this up - a letter to all medical aids and the publish their responses on the MISASA website?

Duck Rogers · Postby **Duck Rogers** » Thu Oct 29, 2009 6:17 pm

I can confirm the Discovery cover.
Mine paid fully the hospitalisation, Surgeons, operations etc. after our accident last year.

Postby **Big-D** » Thu Oct 29, 2009 7:25 pm

Gert - Great idea

Duck and Frootbat - Thanks for info on Discovery - I will contact them too

D

skybound® · Postby **skybound®** » Fri Oct 30, 2009 8:59 am

Big D wrote: I have it in writing that my current medical aid - CAMAF, will cover me at the rates of a private wing of a state hospital, should I be injured while flying microligts - I don't really feel like being hospitalised in Kalafong after I pranged my Blade

So at least they have moved some on the issue - finally. Still not the best cover but better than the zero cover they were offering and CAMAF is not the cheapest offering either.

Postby **Big-D** » Mon Nov 02, 2009 2:29 pm

Fedhealth have confirmed cover in writing, should I be injured in "aviation other than as a fare paying passenger"

Other paragraph: "Fedhealth specialises in providing cover for people who take part in professional sports and hazardous pursuits within the borders of South-Africa"

D

Grumpy · Postby **Grumpy** » Mon Nov 02, 2009 3:49 pm

Discovery Reply to my inquiry re Medical cover.

Good day Mr Barry

Thank you for your email.
We cover claims for extreme activities and sports injuries

Discovery Health covers the cost of healthcare services related to injuries you get while taking part in extreme activities within the borders of South Africa, from the appropriate benefit and according to your Health Plan. Please make sure that your healthcare provider has a valid practice number from the Board of Healthcare Funders.

We pay claims from your hospital or day-to-day benefits

If your healthcare professional admits you or any of your dependants to hospital for an injury, and we have approved the hospital admission, we will cover the accounts from your Hospital Benefit. If the treatment is part of a non-hospital procedure, we will pay for it from your Medical Savings Account if you have funds available.

If you have any further queries please do not hesitate to contact Client Services on 0860 99 88 77, alternatively email us at healthinfo@discovery.co.za.
Kind Regards,
Matthew Lewarne
Client Relationship Manager
Solution Services
Discovery Health Services

Postby **Tailspin** » Mon Nov 02, 2009 4:07 pm

Discovery did not cover me after my oops

I drove myself to a Private Clinic. Was rejected cos it was not a standard hospital

Just make sure you go to a recognised hospital.

caneco · Postby **caneco** » Mon Nov 02, 2009 8:57 pm

After Paid For All My Family [6] Two Years To DISCOVERY I CANCEL MY CONTRACT..DISCOVERY DISAPOINTME..AM LOOKING FOR ANOTHER ONE..DISCOVERY ITS FULL OF STORIES..